Conventional home loans are the single most popular mortgage type across the United States. Conventional mortgages offer low down payment options from 3% and up and various loan terms(15-yr & 30-yr being the most popular). With less than 20% down payment you will need to pay monthly PMI(Private Mortgage Insurance) or pay a one-time PMI premium at closing. We'll work with you to determine the down payment amount that works best for your situation.
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